SAMABAY ONLINE SALES KIT
SAMABAY ONLINE
Next-Generation Co-operative Credit Society Management Cloud
Complete digital transformation for Employees Co-operative Credit Societies, Primary Agricultural Credit Societies (PACS), and Thrift Funds. Eliminate paper ledgers, automate salary schedules, and enable instant mobile passbooks.
Why Manual Red Registers Are Costing Societies Lakhs
Clerical Overtime
Committees spend up to a week every month manually compiling employer salary schedules and posting individual thrift ledgers.
Calculation Errors
Manual reducing interest calculations often result in ledger discrepancies, member mistrust, and audit penalty queries.
No Dual Verification
Single-person paper voucher approvals lack a transparent Maker-Checker digital audit trail, exposing societies to fraud.
Complete Cloud Capabilities Matrix
Every operational and accounting module required under West Bengal & National Cooperative Guidelines.
Loan Lifecycle Engine
Flat & Reducing interest calculations, surety guarantor tracking, automatic EMI schedules, and loan foreclosure letters.
Thrift & Share Capital
1-Click monthly salary schedule recovery, dividend distribution formulas, thrift refund statements, and share certificates.
Complete Accounting
Automated Daily Cash Book, Day Book, General Ledger, Cash/Bank Vouchers, Trial Balance, and Annual Balance Sheet.
Maker-Checker Approvals
Strict dual authorization for loan sanctions, vouchers, and balance adjustments ensuring 100% financial compliance.
Member Digital Passbook
Members log in 24/7 from phone or desktop to view live thrift balances, repayment records, and deposit receipts.
Cloud Backups & Security
Automated daily offsite cloud backups, 256-bit SSL encryption, granular role permissions, and full data sovereignty.
Transparent Member-Tier Pricing Plans
ALL FEATURES UNLOCKED ACROSS ALL PLANSSimple & transparent pricing logic: More Members = More Price. No feature restrictions or lockouts — every plan includes 100% full ERP modules, automated backups, member passbooks, and maker-checker workflows.
Starter Plan
- 100% Full ERP Features
- Loans, RD & Thrift Ledgers
- Maker-Checker & Passbooks
- Automated Cloud Backups
Growth Plan
- 100% Full ERP Features
- Loans, RD & Thrift Ledgers
- Maker-Checker & Passbooks
- Automated Cloud Backups
Enterprise Plan
- 100% Full ERP Features
- Loans, RD & Thrift Ledgers
- Maker-Checker & Passbooks
- Automated Cloud Backups
Unlimited
- 100% Full ERP Features
- Loans, RD & Thrift Ledgers
- Maker-Checker & Passbooks
- Automated Cloud Backups
Rapid 4-Step Society Onboarding Process
Live Demo
15-minute screen demonstration for committee members.
Data Import
Seamless Excel migration of member accounts & opening balances.
Staff Training
Hands-on walkthrough for secretary, cashier, and auditors.
Live Go-Live
Issue instant loans, process monthly thrift, and print ledgers.
Ready to Digitize Your Co-operative Society?
Contact your regional partner Authorized Partner or connect directly with our central enterprise onboarding team.